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Kim Kardashian may have lived in the lap of luxury most of her life, but she sure is spending like new money. According to sources, her fiancé, Kris Humphries, has a three-year contract for $9.6 million (before taxes) — but he dropped $2 million her engagement ring!

The 20.5-carat stunner will reportedly cost $30,000 annually to insure. The reality television star’s ring bests some of the world’s top earners, and even royalty. Here’s a list of the superstars who Kim K trumped:

Kate Middleton
The duchess sports a hand-me down from her late mother-in-law. The 18-carat sapphire cost $60,000 when it was purchased in the 80’s.

Beyonce
The queen of pop’s wedding bling is two carats smaller — but is reportedly worth $5 million.

Carrie Underwood
Country music’s hottest crooner has a flawless yellow diamond worth $150,000.

Eva Longoria
The “Desperate Housewives” star had a five-carat ring when she was with her ex, NBA star Tony Parker.

Mariah Carey
The pop superstar’s ring is 17-carats and is estimated to be worth $2.5 million.

Jennifer Lopez
The Latin sensation received an 8.2-carat ring from her latest husband, singer Marc Anthony.

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Reese Witherspoon
When the actress got hitched this year her engagement ring cost $250,000.

Khloe Kardashian
Of course Kimmy had to outshine her baby sister! Khloe’s ring is 9-carats and worth $850,000.

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