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When Jasmine Guy decided to divorce Mitchell Duckett, she didn’t know about all the expenses ole boy had racked up:

“A Different World” star Jasmine Guy got her furniture, artwork, jewelery, cars, pre-marital earnings and sole custody of her daughter in her divorce from her hubby of 11 years — but she also got a crapload of debt.

Docs just filed in L.A. Superior Court show Guy was granted a divorce from Terrence Mitchell Duckett — but the papers also reveal she had to file for Chapter 13 bankruptcy because of the couple’s tremendous debt.

The amount Guy personally owes in back taxes and penalties: $123,503.64 … plus interest. Her ex isn’t free and clear either. His share of the debt: $94,354.71 … and he’s on the hook for interest too. Plus side: Guy just landed a role on “Vampire Diaries” … and that first paycheck couldn’t come fast enough.

Who knew that Whitley Gilbert would one day struggle?

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